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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46864 reviews)

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4.93

Based on 46,864 reviews, last reviewed 6th May 2026

2313500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

Simple, effective and peace of mind.

Pay in 3 is great for spreading the cost when multiple purchases are needed at once or maybe just before payday! Had to return a few items purchased on pay in 3 and refunds have been quick and easy! Overall I'll continue to choose Pay in 3 in future where it works for me. Reviewed on: 11th May 2024

Trust worthy and convenient

Used it for years. For sending and receiving, paying and borrowing. Reviewed on: 11th May 2024

Pay in 3 easy payments for free

Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024

Very good , easy to use , flexible payments ...

Very good , easy to use , flexible payments Reviewed on: 11th May 2024

Great being able to spilt into three to make larger...

Great being able to spilt into three to make larger items to be more affordable Reviewed on: 11th May 2024

Paypal has been very helpful expecially in paypal 3.

Paypal has been very helpful expecially in paypal 3. I was able to purchase what I wanted without worrying that I don't have sufficient money. Reviewed on: 11th May 2024

Very convenient way of paying for larger purchases

Very convenient way of paying for larger purchases Reviewed on: 11th May 2024

Just right.

Just that little bit more flexible and cash flow compatible than buying something outright, but without it dragging on too long. Reviewed on: 11th May 2024

Loads of experience!

Loads of experience! Easy to use and very handy for when you would like to split the payments! Reviewed on: 11th May 2024

Always use pay in 3!

Always use pay in 3! It helps with my monthly budget. Reviewed on: 11th May 2024

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