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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78619 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78619)

Very efficient and great service

Very efficient and great service Reviewed on: 6th April 2026

exelent to spends pay in 3 some time like life...

exelent to spends pay in 3 some time like life savers Reviewed on: 6th April 2026

Financial Freedom

Very simple to use, and customer service is excellent. The pay in 3 system allows me to purchase products interest free in instalments allowing me to take greater control of my finances. Reviewed on: 6th April 2026

PayPal is Deffinatly my Pal.

Faults less Majority of the time and so easy to use PayPal is deffinatly my Pal. Reviewed on: 6th April 2026

Excellent safety net during those months where your...

Excellent safety net during those months where your money salary is a bit stretched. Offered with so many retailers and rewarded with Paypal +. No interest whatsoever which is a bonus. Highly recommend Paypal including pay in 3. Reviewed on: 6th April 2026

Best way to spread payments and budget

Best way to spread payments and budget Reviewed on: 6th April 2026

I can always trust PayPal to do a good job.

I can always trust PayPal to do a good job., that is why I use them whenever pissible Reviewed on: 6th April 2026

Excellent support with compassion

I had a problem with my pay in 3 and contacted support, they were patient and kind and sorted it out very quickly. I am a stroke victim and find things difficult at times but the advisor was kind and took the time to make sure I understood. Reviewed on: 6th April 2026

almost impossible to contact when needed.

almost impossible to contact when needed. hard to get past their get rid of the customer so called artificial unintelligible chatbot rubbish, whis icon blocks view of the screen in bottom right also confusing oposite emails from paypal who dont seem to know what its doing. and you cant reply to emails. paypal like so many online companies have gone downhill as has the internet as a whole, monitised and like television is no longer worth bothering with, besides email ibe lost interest in browsers and apps are increasingly useless. very sad waste of what could have been useful. so paypal and its pay in 3 are finished for me. unfit for purpose Reviewed on: 6th April 2026

Great experience.

Great experience. Would recommend for sure. Reviewed on: 6th April 2026

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