Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77633 reviews)

View other PayPal products

4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77633)

Easy to use convenient and reliable

Easy to use convenient and reliable Reviewed on: 6th April 2026

Great can't fault always quick and easy

Great can't fault always quick and easy Reviewed on: 6th April 2026

Excellent credit line when needed with added purchas...

Excellent credit line when needed with added purchase protection. Reviewed on: 6th April 2026

Split payments

It allows me to purchase items without breaking the bank straight away. Reviewed on: 6th April 2026

Great options - easy to understand

Great options for credit and easy to select during most checkouts. Simple to understand options and terms Reviewed on: 6th April 2026

Excellent service

Excellent service and hassle free transactions Reviewed on: 6th April 2026

PayPal is very easy to use and great for spreading p...

PayPal is very easy to use and great for spreading payments interest free. It also means I don’t have to give my card details away to shopping sites, so adds to security. The usability of the credit reporting needs improving as it’s not always straightforward to understand Reviewed on: 6th April 2026

Long time user of paypal

Easy to use and offers varied ways op payments which I find very useful Reviewed on: 6th April 2026

Paypay has greatly improved my sexual prowess

I always use paypal where possible. Being able to spread the payment is often handy when I want to ensure I have some money available instead of paying out a bulk amount for a purchase. Reviewed on: 6th April 2026

Easy to set and never had any problems

Easy to set and never had any problems Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146191 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub