Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77177)

PayPal app

5
Great. Simple to use and secure. I always use when buying online Reviewed on: 6th April 2026

easy to use, present is most of my online shopping

5
easy to use, present is most of my online shopping, easy to track and manage on the app. Reviewed on: 6th April 2026

Excellent service

5
Paypal has made buying online so much easier Reviewed on: 6th April 2026

Good experience

5
Worked well, recommended service Reviewed on: 6th April 2026

quick way to pay

5
i try and buy everything online using Paypal as it's quick, reasonably safe with choices how I pay either in full, on credit or in three payments all of which is very handy especially if I need something quickly.. i don't have to give my bank details out which is another plus Reviewed on: 6th April 2026

I’ve used PayPal for years, their service always com...

5
I’ve used PayPal for years, their service always comes in clutch. I will continue to use the service. Reviewed on: 6th April 2026

A reliable option for splitting payments

5
I’ve been using PayPal Pay in 3 for some time now and overall I’ve had a good experience with it. It’s very straightforward to set up, and I like how clearly the payments are split and tracked in the app. It’s especially helpful when I want to spread the cost of something without paying interest. Reviewed on: 6th April 2026

All good never had any problems

4
All good never had any problems, I think the pay in 3 is really helpful, not sure what else to put here Reviewed on: 6th April 2026

Love using PayPal.

5
Love using PayPal. Safe and secure Reviewed on: 6th April 2026

Always feel secure using this service.

5
Always feel secure using this service. Whenever I've had issues with sellers, we've always managed a resolution. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 145677 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products