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PayPal: Pay in 3 reviews

4.76
Based on 76,928 reviews, last reviewed 27th Jun 2026
5142100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

No hassle, straight forward service No hassle, straight forward service Reviewed on: 27th June 2026
Chinyere 's avatar
Chinyere

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77101)

Quick and reliable

5
I have been using for years and I would say 10 out of 10 for everything. Reviewed on: 6th April 2026

Convenient and secure

5
I use everywhere I can, it’s so convenient and secure Reviewed on: 6th April 2026

Easy peasy

5
Easy affordable payments easy to use Reviewed on: 6th April 2026

Good customer support

5
Good customer support Safe and reliable service Reviewed on: 6th April 2026

Paypal is easy to use.

5
Paypal is easy to use. It is quick, easy and simple to make payments on lots of different platforms and shops and it is easy to see how much you have and keep track of ingoings and outgoings. Track in 3 also keeps you up to date the entire time. Reviewed on: 6th April 2026

Trust PayPal for anything, saved me lots of money an...

5
Trust PayPal for anything, saved me lots of money and gives confidence in financial transaction Reviewed on: 6th April 2026

Always easy to use

5
Always easy to use and so many retailers allow payment via PayPal Reviewed on: 6th April 2026

Great company

5
Trust PayPal they always do there best to help you. They give you 4 payments to assist in buying things. I feel I can always depend on them. Reviewed on: 6th April 2026

Simple to use

5
Just find it easy to use when I need to transfer money Reviewed on: 6th April 2026

Easy set-up, instant decisions & free credit

5
I've used Pay in 3 on a number of occasions when I wanted to make a reasonably large purchase - for example an urgently-needed £400 printer for my artwork - but preferred the option of three smaller interest-free payments which are easier to manage. The advantage for me is that I don't pay set-up fees, the decision is made by PayPal within seconds, there is no interest to pay and I can spread the cost over three months. As long as you're careful to keep within your monthly "spare income" limit and don't keep loading up with 3-monthly credit all the time this is a great option for occasional purchases. Reviewed on: 6th April 2026

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