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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76937 reviews)

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4.76

Based on 76,928 reviews, last reviewed 27th Jun 2026

5142100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No hassle, straight forward service No hassle, straight forward service Reviewed on: 27th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76937)

Amazing service

I’ve had a really great experience using PayPal Pay in 3. It’s a simple and flexible way to spread the cost of purchases without any added interest, which makes it much easier to manage bigger spends. What I like most is how seamless the process is. If you already use PayPal, there’s nothing extra to set up—just select Pay in 3 at checkout, and the approval is quick. The payments are split into three manageable instalments, and everything is clearly laid out so you always know what’s coming up. The app itself is really helpful too. It sends reminders before payments are due, and you can track everything in one place, which makes budgeting a lot easier. I also appreciate that there are no hidden fees or interest, as long as you stick to the payment schedule. Overall, PayPal Pay in 3 is a reliable and convenient option for spreading payments. It’s especially useful for planned purchases and gives peace of mind without the pressure of traditional credit. Reviewed on: 6th April 2026

Simple and easy to use

Very straightforward and hassle free Reviewed on: 6th April 2026

Top notch

Easy to apply for snd use almost all retailers accept Reviewed on: 6th April 2026

Really good for spreading the cost of things you buy.

Really good for spreading the cost of things you buy. Most retailers accept PayPal so that’s really handy. Simple to do and the money comes out automatically so you don’t have to worry/remember to pay it back on time. Reviewed on: 6th April 2026

Excellent The App is so easy to use and navigate.

The App is so easy to use and navigate. Reviewed on: 6th April 2026

Excellent service, easy to use, kept full informed...

Excellent service, easy to use, kept full informed and safe to use. Helps me manage my finances Reviewed on: 6th April 2026

Always has my back have had no problems with PayPal...

Always has my back have had no problems with PayPal all the years I have used it. They always can and do offer what is best for me at the time. The only problem I ever had was my own doing when I mis understood what happens when I zero my account. Reviewed on: 6th April 2026

Just perfect experience.

Just perfect experience.Could not have asked for more. Reviewed on: 6th April 2026

PayPal pay in 3 has enabled me to pay with flexibili...

PayPal pay in 3 has enabled me to pay with flexibility and safety Reviewed on: 6th April 2026

I feel very safe with PayPal account

I feel very safe with PayPal account Reviewed on: 6th April 2026

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