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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.759316281909255190 (75521 reviews)

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4.76

Based on 75,514 reviews, last reviewed 23rd Jun 2026

5007300% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal it’s easy, secure, and fast.! I have been making purchases and paying with PayPal for many years. I can say how convenient it is and how safe I feel making payments through PayPal,... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (75521)

Handy and a feeling of security.

I find PayPal in 3 handy if I need something near the end of the month when I need to keep an eye on spending. It's also acts as a "middle man" adding a degree of security for me when I feel safer not giving out my bank details to all and sundry. I'm also reminded in plenty of time when the next payment us due, and also the balance still remaining. Brilliant! Reviewed on: 27th June 2025

Easy and convenient.

Easy and convenient. Stress free Reviewed on: 27th June 2025

Great flexibility

Always great to have the pay in 3 option Reviewed on: 27th June 2025

3 easy payments at no extra cost, priceless!

3 easy payments at no extra cost, priceless! Reviewed on: 27th June 2025

Using PayPal Pay in 3 offers a convenient and flexib...

Using PayPal Pay in 3 offers a convenient and flexible way to manage payments, especially for larger purchases. The service allows you to split your payment into three interest-free instalments over a two-month period, making it easier to budget without incurring additional costs. The sign-up process is straightforward. When checking out with a retailer that supports PayPal, you simply select 'Pay in 3' as your payment option. PayPal performs a soft credit check, which doesn’t affect your credit score, to determine your eligibility. Once approved, the first instalment is paid immediately, with the next two scheduled automatically every month. The user interface in the PayPal app and website makes tracking payments simple. You receive reminders before each instalment is due, helping to ensure you’re always aware of upcoming payments. Additionally, you can make early payments without facing penalties, offering extra flexibility. One of the standout benefits is the interest-free nature of the service, provided you stick to the payment schedule. However, missing a payment can result in late fees and potentially affect your credit standing. Overall, PayPal Pay in 3 is a user-friendly option that adds flexibility to online shopping, with clear terms and easy management through PayPal’s trusted platform. Reviewed on: 27th June 2025

Pay in 3

Having the pay in 3 option makes things much more manageable and it’s so easy to set up Reviewed on: 27th June 2025

Pay with ease

When I find it difficult to use or pay straight away i use PayPal, because I trust them Reviewed on: 27th June 2025

simple to use when a little help is needed

just easy to use -no forms or questions, just click it it you need. I have used it for larger purchases. Reviewed on: 27th June 2025

a good option would be to pay for individual items s...

a good option would be to pay for individual items separately, but in the credit option there is no such thing and it could change a lot Reviewed on: 27th June 2025

No problem and really easy.

No problem and really easy. Helpful too if needed Reviewed on: 27th June 2025

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