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PayPal: Pay in 3 reviews

4.76
Based on 75,038 reviews, last reviewed 22nd Jun 2026
4962000% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Love PayPal. It’s priceless. Love PayPal. Safe way to pay. You feel in control and the process is very simple.. In this day and age that’s priceless! Reviewed on: 22nd June 2026
Dianne F's avatar
Dianne F

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (75038)

One account to pay

5
I have used PayPal for some years and it's nice to be able just to use one account, so no uploading card details constantly and if it is a bigger ticket Item you can spread the cost over 3 payments. Reviewed on: 27th June 2025

Pay in 3 is so helpfull to me allowing me to control...

5
Pay in 3 is so helpfull to me allowing me to controll my cash flow Reviewed on: 27th June 2025

.PayPal the best

5
The best way of making sure that you don’t forget about any payments is by the pay in 3 system so easy once you’re set up no worries it’s all done for you. I have told so many people about PayPal that I find myself telling someone I’ve already told. Reviewed on: 27th June 2025

Feeling of safe and reliable way of making payments.

5
Feeling of safe and reliable way of making payments. Reviewed on: 27th June 2025

Easy, free way to spread the cost of purchases

5
I have used PayPal's pay in 3 service many times, usually for larger purchases that would be more difficult to pay for a single payment, but also for large shops, such as at Christmas. Its a great way to spread the cost without costing you any more as there is not interest. Great option that I would and do recommend to my friends and family. As long as you plan for the payment in the following months, its a really simple way of being able to make more expensive purchases without the interest that comes with a loan or using a bank overdraft. Still to make sure you can afford the monthly payments of course. Reviewed on: 27th June 2025

Very convenient to pay over 3 months with no extra i...

5
Very convenient to pay over 3 months with no extra interest. Reviewed on: 27th June 2025

Ok but i forget i owe money and its hard...

5
Ok but i forget i owe money and its hard to budget Reviewed on: 27th June 2025

The best and I love it

5
I’ve had PayPal for years and I love it it helps me when I need something I can’t afford so I can pay in three well done PayPal you are the best I would recommend PayPal to anyone thinking of joining you won’t regret it that’s for sure go PayPal Reviewed on: 27th June 2025

Quick easy simple to use I find it better than the b...

5
Quick easy simple to use I find it better than the bank . Sending greeting and money for grandsons, birthdays etc with message and brilliant idea . Paying in 3 gives the ability to buy something when you see it, rather than wait until I have saved enough plus you can buy bargains in the sale . Reviewed on: 27th June 2025

Smooth, simple, secure

5
Easy to use, never a problem - smooth, simple, efficient, secure. Paypal is always my go-to for all online transactions, cos it never lets me down. Reviewed on: 27th June 2025

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