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PayPal: Pay in 3 reviews

4.76
Based on 74,541 reviews, last reviewed 21st Jun 2026
4914200% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very reliable, never had any problems or issu... Always very reliable, never had any problems or issues with the service. If I have had a problem with not receiving an item they have always had my ba... Read more Reviewed on: 21st June 2026
David M's avatar
David M

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (74542)

Happy user

5
Easy to use gives you more time to pay Reviewed on: 17th June 2024

Very easy and quick way to spread payments over thre...

5
Very easy and quick way to spread payments over three months. Reviewed on: 17th June 2024

5 star service always

5
Always excellent service. Can’t praise them highly enough. Reviewed on: 17th June 2024

Pay in 3 works for me

5
I use PayPal a lot, for most online purchases. I like using pay in 3 for larger items, as it spreads the cost without any of the stress of managing a credit card. I've never been comfortable taking out lines of credit, I prefer things straightforward. So pay in 3 is a nice compromise, plus it's good for my credit score. Reviewed on: 17th June 2024

Helpful pay in 3

5
Use this slot. Really helpful when paying for bigger purchases Reviewed on: 17th June 2024

Easy to use and always works.

5
Easy to use and always works. never any problems Reviewed on: 17th June 2024

Extremely competitive rates and payment options

5
Extremely competitive rates and payment options available for different needs Reviewed on: 17th June 2024

Good and very fast payment in all moments

5
Good and very fast payment in all moments Reviewed on: 17th June 2024

Saves lives ;)

4
Helps me pay my expenses better and sometimes wakes me up when I spend too much by refusing to allow some pay in 3 payments. Reviewed on: 17th June 2024

Having used pay in 3 several times I can honestly sa...

5
Having used pay in 3 several times I can honestly say what a great idea it is. Well done Paypal Reviewed on: 17th June 2024

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