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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (70999 reviews)

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4.76

Based on 70,999 reviews, last reviewed 15th Jun 2026

4578300% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 is so so easy! Pay in 3 is so so easy! It’s a quick process and regular updates on when payments are due Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (70999)

Flexibility to pay in 3 instalments is a game changer.

Flexibility to pay in 3 instalments is a game changer. Easy to set up, hassle free and great help! Reviewed on: 12th June 2024

A keen user of pay in 3

Ive used it numerous times. Ive found it to be a good wau to spread the cost without having to worry about high interest rates. Its an effective way to spread the cost when Ive already had an expensive month with bills etc Reviewed on: 12th June 2024

Paypal pay in 3 interests free service has made many...

Paypal pay in 3 interests free service has made many a purchase much more accesable for me. It as been a Godsend and I have been using it for a couple of years. It as really helped me, thank you. Reviewed on: 12th June 2024

I always use paypal for many different purchases.

I always use paypal for many different purchases. Pay in 3 is very helpful. Reviewed on: 12th June 2024

Easy to use, organised and clear app.

Easy to use, organised and clear app. For International payments it’s one of the best apps to use. Reviewed on: 12th June 2024

A very good system.

I have used pay in 3 a few times and it has been a real help keeping my finances in one piece. A very good system. Reviewed on: 12th June 2024

I use pay in 3 alot.

I use pay in 3 alot.. it's helps out for the more expensive stuff for Christmas or my kids birthday toys/clothes. It means I can buy things they want that I can't quite afford to pay all in one. I rely on this pay in 3 to keep me and my family happy Reviewed on: 12th June 2024

I use PayPal pay in three every month!

I use PayPal pay in three all the time. For someone who is nervous about credit cards etc.. and hearing horror stories from other similar services, PayPal pay in three has been nothing but reliable and trustworthy service making my life so much easier! Reviewed on: 12th June 2024

Great for credit payments

Great for credit payments, 0% so no additional interest paid. Easy to use Reviewed on: 12th June 2024

pay in 3

Never had any issues while using pay in 3, easy to set up and spread larger purchases to smaller lum sums. Reviewed on: 12th June 2024

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