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PayPal: Pay in 3 reviews

4.76
Based on 70,774 reviews, last reviewed 15th Jun 2026
4557000% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, convinent and no hassle payments from your pho... Easy, convinent and no hassle payments from your phone . Reviewed on: 15th June 2026
Mrs R H 's avatar
Mrs R H

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (70774)

Being able to stagger payments is really beneficial...

5
Being able to stagger payments is really beneficial to me Reviewed on: 8th June 2024

Brilliant.

5
Brilliant. You can pay in 3 with no fees and no interest. Unlike other short term lenders where you have to pay fortnightly and get charged a fee. Would much rather use PayPal. Reviewed on: 8th June 2024

Paypal excellent shame it couldnt be my bank

5
I have had paypal for 10 years now and have never had a single issue that they could not sort for me. a Great way for family to send you money and it doesnt cost you Reviewed on: 8th June 2024

Fast oh yessafe service what more do you want

5
Fast safe service what more do you want Reviewed on: 8th June 2024

Always easy to do.

5
Always easy to do. Never had a problem with the payments. Very simple to understand what you need to do. Great way to spread the cost. Overall very happy with my experience so far. Reviewed on: 8th June 2024

Pay in 3 has been a lifesaver when need to order som...

5
Pay in 3 has been a lifesaver when need to order something but worried about if it's too close to payday Reviewed on: 8th June 2024

Easy and faster to use.

5
Easy and faster to use. Good when I spend more money and I can pay in 3 months. I never have problem. I am happy with the possibility of buy but coins as well Reviewed on: 8th June 2024

Normally when I buy stuff I buy in pay in 3 terms an...

5
Normally when I buy stuff I buy in pay in 3 terms and it has helped me lot in financially.thank you. Reviewed on: 8th June 2024

Use PayPal regularly and have for years.

5
Use PayPal regularly and have for years. Great service, feels secure and I’m confident that my money is handled well Reviewed on: 8th June 2024

Excellent service and makes purchases much more affo...

5
Excellent service and makes purchases much more affordable Reviewed on: 8th June 2024

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