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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (69454 reviews)

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4.76

Based on 69,454 reviews, last reviewed 13th Jun 2026

4433700% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Larger purchases are easier Always makes larger purchases a bit easier by splitting the payments Reviewed on: 13th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (69454)

Handy feature

I use PayPal pay in 3 for convenience of being able to return item without paying in full first! As well as being able to spread my payments out affordable for larger payments! Reviewed on: 6th June 2024

Good way to spread cost

Good, easy way for big purchases Reviewed on: 6th June 2024

It’s very helpful with the slow money months, a huge...

It’s very helpful with the slow money months, a huge help allowing me to come out of my comfort zone to get the odd extra gift for the partner. Even when payday is a while away Reviewed on: 6th June 2024

Never any problems with PayPal, alot more company's,...

Never any problems with PayPal, alot more company's, online stores are using PayPal as a payment method which helped alot when I was buying furniture for my new house. Reviewed on: 6th June 2024

Very happy with pay pal, pay in 3

For me it is very helpful to spread cost in 3. Even if I have all money to pay what I buy, I prefer to pay in 3 because I can manage better my spends. What it’s very important, that there is no APR. Reviewed on: 6th June 2024

Unfair Dispute

Lost £300 to someone after a dispute was raised and the money went back into the person account I disputed against Reviewed on: 6th June 2024

PayPal Pay in 3 is a lifesaver.

PayPal Pay in 3 is my favourite feature which PayPal has to offer as it allows me to spit the cost down to more manageable amounts which allows me to stay within my budget! There was a time where I was away from home for college and a train ticket home to see my family for Christmas was nearly £100 which at the time I couldn't afford but thanks to PayPal I was able to cut the price down and travel back to spend time with my family for the holidays. Can't recommend this feature enough, especially to those who need to stay within their monthly budget. Reviewed on: 6th June 2024

Pay in 3

Pay in 3 allows me to buy larger purchases that I would otherwise be unable to afford. Reviewed on: 6th June 2024

Best way to Budget shop

excellent experience always a great way to budget and shop for me thank you Reviewed on: 6th June 2024

Security

I love the security of using pay pal & the pay in three great service . Reviewed on: 6th June 2024

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