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PayPal: Pay in 3 reviews

4.76
Based on 74,020 reviews, last reviewed 20th Jun 2026
4865700% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Pay In 3 Life Saver I've used this quite a bit. It has meant I've been able to take advantage of sales or special offers even when I don't have all the money upfront. Spr... Read more Reviewed on: 20th June 2026
Chris V's avatar
Chris V

Latest lowest rating:

1

Can't get in touch with someone regarding a order Can't get in touch with someone regarding a order Reviewed on: 19th June 2026
David o's avatar
David o

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74020)

Fantastic service, and makes it easier for you to bu...

5
Fantastic service, and makes it easier for you to budget over 3 mths Reviewed on: 12th June 2024

Pay in 3 option helps with spreading the cost over 3...

5
Pay in 3 option helps with spreading the cost over 3 instalments which personally suits me better for on certain purchases. It’s instant and and easy as putting through a regular PayPal transaction Reviewed on: 12th June 2024

Never had a problem just a few clicks and it’s...

5
Never had a problem just a few clicks and it’s done Reviewed on: 12th June 2024

Pay in 3 enables me to still treat myself whilst spr...

5
Pay in 3 enables me to still treat myself whilst spreading the payments over 3 months Reviewed on: 12th June 2024

So helpful to have flexibility when needing to spend...

5
So helpful to have flexibility when needing to spend money in tight times. PayPal keep you fully updated on where you are with your loan. Excellent service. Reviewed on: 12th June 2024

I trust PayPal

5
PayPal helps me and l trust them. Reviewed on: 12th June 2024

It’s the easiest cheapest way to send money overseas

5
It’s the easiest cheapest way to send money overseas Reviewed on: 12th June 2024

Absolute godsend.

5
Absolute godsend. With money getting ever tighter being able to pay over a manageable time period for larger purchases is such a relief and very welcome. I couldn't do without it to be honest, thank you. Reviewed on: 12th June 2024

Easy to use and helps spread larger purchases over a...

5
Easy to use and helps spread larger purchases over a few months avoiding you having to take a huge chunk out of your salary all at once Reviewed on: 12th June 2024

I always have great experience with paypal I use cre...

5
I always have great experience with paypal I use credit pay in 3 and sometimes have to send money to family ams this is a great way to transfer money or use the services Reviewed on: 12th June 2024

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