Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (74984 reviews)

View other PayPal products

4.76

Based on 74,984 reviews, last reviewed 21st Jun 2026

4956800% increase in 5 star reviews

in the past 90 days

9100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent PayPal service I've had an excellent experience with PayPal. The platform is easy to use, payments are processed quickly, and I feel confident knowing my transaction... Read more Reviewed on: 21st June 2026

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (74984)

Pay in 3 suits me

I find it easier to purchase the things I want by splitting the payments. However my pay in 3 doesn’t seem to be available on my app anymore. I have always paid on time, if not earlier but this option seems to have vanished. Reviewed on: 13th June 2024

Really good, quick easy to use.

Really good, quick easy to use. Paypal pay in 3 is great and offers good flexibility. Additionally i’ve had good experiences with adjusting the cost and it reflecting well in pay in 3. Quick to resolve issues, and doesn’t charge you until payment is fully cleared with retailers. Reviewed on: 13th June 2024

Easy to use paypal

Easy to use , good customer service Reviewed on: 13th June 2024

Easy and convenient way of spreading spending

Pay in 3 is convenient and easy to arrange at point of payment. I get reminders when my instalments are due too. Reviewed on: 13th June 2024

Spreading The Costs

PayPal has made my life and finances much easier. The pay in 3 option spreads costs which enables me to buy the things I want and need. I do highly recommend PayPal to everyone I meet. Reviewed on: 13th June 2024

Easy once your account is set-up

Easy once your account is set-up and been running a while Reviewed on: 13th June 2024

So easy to use and convenient

So easy to use and convenient, makes shopping for things you need but can't quite afford achievable. I have used it so many times and will continue to do so in the future Reviewed on: 13th June 2024

I would definitely recommend Pay pal.

I would definitely recommend Pay pal. Using the pay in 3 method helped me massively Reviewed on: 13th June 2024

Pay in 3

Pay in 3 is good when you can't afford to pay in one go but you can in 3 Reviewed on: 13th June 2024

Pay in 3 makes life more manageable

I’ve used the pay in 3 many times now and it quick, easy efficient and allows me to stay in control of my finances. If I have ever had any issues with a company, PayPal advisors have helped me quickly to resolve the issue. Reassuring me of the process. I now don’t use any other method of payment for large amounts. Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 144241 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub