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PayPal: Pay in 3 reviews

4.76
Based on 75,038 reviews, last reviewed 22nd Jun 2026
4962000% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal. It’s priceless. Love PayPal. Safe way to pay. You feel in control and the process is very simple.. In this day and age that’s priceless! Reviewed on: 22nd June 2026
Dianne F's avatar
Dianne F

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (75038)

Ideal for me

5
I use Pay in 3 regularly, it helps me budget especially when an unexpected garage bill pops up!!! Reviewed on: 13th June 2024

Easy process and convenient.

5
Easy process and convenient. Simple to use and clear instructions Reviewed on: 13th June 2024

Quick way of payment

5
It makes the check out process really fast on many websites. Reviewed on: 13th June 2024

Great Service

5
Has helped me several times, so easy to keep track of and so simple to use. I think its a great service. Reviewed on: 13th June 2024

Pay in 3 suits me

5
I find it easier to purchase the things I want by splitting the payments. However my pay in 3 doesn’t seem to be available on my app anymore. I have always paid on time, if not earlier but this option seems to have vanished. Reviewed on: 13th June 2024

Really good, quick easy to use.

4
Really good, quick easy to use. Paypal pay in 3 is great and offers good flexibility. Additionally i’ve had good experiences with adjusting the cost and it reflecting well in pay in 3. Quick to resolve issues, and doesn’t charge you until payment is fully cleared with retailers. Reviewed on: 13th June 2024

Easy to use paypal

4
Easy to use , good customer service Reviewed on: 13th June 2024

Easy and convenient way of spreading spending

5
Pay in 3 is convenient and easy to arrange at point of payment. I get reminders when my instalments are due too. Reviewed on: 13th June 2024

Spreading The Costs

5
PayPal has made my life and finances much easier. The pay in 3 option spreads costs which enables me to buy the things I want and need. I do highly recommend PayPal to everyone I meet. Reviewed on: 13th June 2024

Easy once your account is set-up

5
Easy once your account is set-up and been running a while Reviewed on: 13th June 2024

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