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PayPal: Pay in 3 reviews

4.76
Based on 76,357 reviews, last reviewed 26th Jun 2026
5087700% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was struggling financially and couldn’t get parts... I was struggling financially and couldn’t get parts for my car , PayPal had helped with PAY IN 3 with a small and convenient amount and I was really s... Read more Reviewed on: 26th June 2026
Vasilica C's avatar
Vasilica C

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76378)

I find it an excellent way to budget for things, by...

5
I find it an excellent way to budget for things, by being able to have the item straight away yet pay over the three payments for no extra interest charges. Very straightforward and easy to use Reviewed on: 14th June 2024

PayPal pay in 3 is excellent and helps people out wh...

5
PayPal pay in 3 is excellent and helps people out who can't afford to pay for items outright and to spread the cost over 3 months at no extra cost. Reviewed on: 14th June 2024

I have used pay in 3 alot, it is a...

5
I have used pay in 3 alot, it is a brilliant way to pay Reviewed on: 14th June 2024

So easy to use convenient and most of all great...

5
So easy to use convenient and most of all great value Reviewed on: 14th June 2024

Love it , use it often , I like the fact it tells yo...

5
Love it , use it often , I like the fact it tells you how much each payment is and it's automatic! No late fees! Great for someone like myself who tries to keep borrowing to a minimum without having a credit card to wack up. Reviewed on: 14th June 2024

They are very good sorting things out if you have an...

5
They are very good sorting things out if you have any problem Reviewed on: 14th June 2024

I find it really useful to spread the cost

5
I find it really useful to spread the cost Reviewed on: 14th June 2024

Excellent and very easy to use!

5
Excellent and very easy to use! Couldn’t recommend using the pay in 3 service enough Reviewed on: 14th June 2024

Been with PayPal for a couple of years now and never...

5
Been with PayPal for a couple of years now and never had a bad experience with it. Very safe and trust worthy and the transfers are instant!! Reviewed on: 14th June 2024

PayPal is the best

5
Seamless payments with 0% pay in 3 offer. Unbelievable Reviewed on: 14th June 2024

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