Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,646 reviews, last reviewed 29th Jun 2026
5210800% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026
Heather B's avatar
Heather B

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77838)

Pay in 3

5
Easy to use coveniamt and usefull Reviewed on: 15th June 2024

Been excellent have not had any issues and rhw custo...

5
Been excellent have not had any issues and rhw customer service when needed more than helpful Reviewed on: 15th June 2024

Straightforward to use, and good customer service

5
Straightforward to use, and good customer service Reviewed on: 15th June 2024

New user to pay in 3.

5
Have always been happy with PayPal in general but recently used the pay in 3 and have had no problems so far. It was relatively easy to use and keeps me updated at all times. Very useful for when buying more expensive items. It can then be spread out over 3 months instead of paying all at once. Excellent. Reviewed on: 15th June 2024

PayPal pay in 3 is so easy to use.

5
PayPal pay in 3 is so easy to use. Helps spread the cost and easy to pay back earlier if you can. Reviewed on: 15th June 2024

It is really handy being able to pay in three, espec...

5
It is really handy being able to pay in three, especially when something within the household has broken down suddenly! Reviewed on: 15th June 2024

Pay in 3 was good until they put me in -£12.

4
Pay in 3 was good until they put me in -£12.99 saying I needed to mandate my card now they won’t let me use pay in 3 Reviewed on: 15th June 2024

Pay in 3

4
Good option for paying in 3Gg cçcfff devfzfvsfvfxx Reviewed on: 15th June 2024

The pay in 3 is a good feature and allows consumers...

4
The pay in 3 is a good feature and allows consumers to spread the costs of purchases into manageable chunks. Reviewed on: 15th June 2024

Great payment option to spread the cost of medium co...

5
Great payment option to spread the cost of medium cost purchases. Reviewed on: 15th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 146335 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products