Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78452 reviews)

View other PayPal products

4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78452)

Easy to use

Easy to use with the option to pay over time Reviewed on: 16th June 2024

Great experience.

Great experience, easy to understand. Reviewed on: 16th June 2024

easy to use

easy to use and good value in spreading the costs Reviewed on: 16th June 2024

Use Pay in 3 all the time.

Use Pay in 3 all the time. Very convenient way to buy bigger items. Reviewed on: 16th June 2024

Great way to finance!

Great way to finance! Very helpful and easy to use Reviewed on: 16th June 2024

Never had an issue with payments or customer service.

Never had an issue with payments or customer service. Everything has always been smooth going and I highly recommend it. It allows me the have the things I want and be able to afford it Reviewed on: 16th June 2024

Too much security, more than my actual bank app.

Too much security, more than my actual bank app. First, biometrics, then a code sent to your phone, then you go to send money, another code sent to your phone, its all a bit much really and biometrics should be enough unless you send over a certain amount. Reviewed on: 16th June 2024

Seamless and reassuring finance with Pay in 3.

Seamless and reassuring finance with Pay in 3. Love that there is no interest charged. Reviewed on: 16th June 2024

PayPal Pay in 3

PayPal pay in 3 allows me to spread the cost of purchases into manageable and affordable amounts without incurring additional costs in interest charges. This is super beneficial in the current cost of living crisis Reviewed on: 16th June 2024

Easy to use and very helpful at the moment.

Easy to use and very helpful at the moment. Reviewed on: 16th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Retail finance
from PayItMonthly 4.80 from 274 reviews
Retail finance
from Buyline 4.38 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146976 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub