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PayPal: Pay in 3 reviews

4.76
Based on 78,358 reviews, last reviewed 1st Jul 2026
5278700% increase in 5 star reviews
in the past 90 days
9800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026
Louise Davies's avatar
Louise Davies

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026
Sam 's avatar
Sam

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (78590)

Always been happy with my PayPal experience

5
Always been happy with my PayPal experience Reviewed on: 16th June 2024

ten stars

5
absolutely fantastic and gives me so much access to buying things i might not have the exacts funds for at the time like before payday Reviewed on: 16th June 2024

I love PayPal, I use it for everything!

5
I love PayPal, I use it for everything! I would never dream of using another money app & pay in 3 is so convenient Reviewed on: 16th June 2024

Ive had good service and good experience using Paypal

5
Ive had good service and good experience using Paypal Reviewed on: 16th June 2024

Such an easy way to spread my payments.

5
Such an easy way to spread my payments. So easy to use and I love the notifications ahead of each installment keeping me informed of what payments are due when and where I am overall in the pay in 3! Reviewed on: 16th June 2024

Helps to spread the cost without paying interest

5
Helps to spread the cost without paying interest Reviewed on: 16th June 2024

Fantastic

5
Used PayPal for years never had a problem pay in 3 has helped me out loads over the years when not being able to purchase something all in one go Reviewed on: 16th June 2024

Speedy and Safe!

5
This is a great service, which has helped spread the cost of purchases. The refund process is amazing and quick! I prefer this service over other pay later services such as Klarna. PayPal makes purchases feel safe and I have used PayPal pay in three multiple times. Reviewed on: 16th June 2024

I’ve used paypal pay in 3 a few times to buy things...

4
I’ve used PayPal pay in 3 a few times to buy things from guitars to computer parts, it’s useful as those items can be expensive and pay in 3 allows for it to be a more manageable price as it’s spread over the 3 months Reviewed on: 16th June 2024

Useful for paying over time.

5
Really useful for buying medium to large purchases over time. It allows me to buy things I like that are a bit more expensive and I can even pay it off sooner if I want to. Reviewed on: 16th June 2024

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