Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,366 reviews, last reviewed 3rd Jul 2026
5373000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026
Charlene G's avatar
Charlene G

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026
Kylie's avatar
Kylie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79370)

Pay in 3 its a great key

5
Few times my phone disconnected from paypal payment option and automatically I got charged without completing the payment section. Rang customer service and within a minute all my errors are cleared and got my money back.. Another best thing is pay in 3..what a great tool to have when you can buy and plan your budget peaceful without having to worry about the affordability.. Thank you Paypal for pay in 3.. Reviewed on: 17th June 2024

Iv had to get money back a few times and pay pal has...

5
Iv had to get money back a few times and pay pal has never let me down and when I needed a big purchase your 3 month's pay scheme helps a lot Reviewed on: 17th June 2024

Pay in 3 very handy thing, I like it.

5
Pay in 3 very handy thing, I like it. Reviewed on: 17th June 2024

Paypal and Pay in 3 has helped me a lot .

5
Paypal and Pay in 3 has helped me a lot . I have 2 babies, and I stay home with them and I can't afford paying for many things, but Pay in 3 helped me alot. I used even for buying food, milk nappies and lots of things. Thank you so much Reviewed on: 17th June 2024

Great way to build credit score

5
Great way to build credit score, good budgeting tool for larger purchases and security if things go wrong. Reviewed on: 17th June 2024

Very understanding and very informative

5
Very understanding and very informative Reviewed on: 17th June 2024

Very quick and professional process at your finger t...

5
Very quick and professional process at your finger tips Reviewed on: 17th June 2024

Pay in 3 is very useful, I have used it multiple tim...

5
Pay in 3 is very useful, I have used it multiple times and it is easy to use and makes larger purchases more affordable. I like that it doesn’t charge interest, and that I can pay off the payments earlier if I want. Reviewed on: 17th June 2024

One of the best credit options without interests

4
I chose pay in 3, every time I can, to do large purchases since it allows me to pay in 3 installments without paying interests. Reviewed on: 17th June 2024

Pay in three has given me relief, as I don't have a...

5
Pay in three has given me relief, as I don't have a credit card. Also like that my data are protected, how easy it is to use the app and that it is a widely acceptable and reputable way of paying. I have been using pay in three quite a lot and ot has made my life much easier, especially when I had to buy some furniture and I couldn't afford the whole amount. Regarding customer service, I didn't have to deal a lot with them, but I had a couple of payments to some apps, that automatically charged me after a trial period and I had to complain because I didn't opt for auto renewal. I think PayPal gave me transaction a safety bet, as I didn't really have any delays getting my money back, in comparison with reviews from other people who had to apply to their bank for the same. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 148277 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products