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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80294 reviews)

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4.76

Based on 80,012 reviews, last reviewed 5th Jul 2026

1809% increase in 5 star reviews

in the past 90 days

1286% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80296)

Why pay in 3 is a life saver!

I’ve been using PayPal for the last few years and I must say my experience has been amazing! Especially the pay in 3 feature has allowed to pay off big purchases over 3 months! And an additional addition to pay in 3 I can a month in advance aswell if I come into some extra money! 10/10 experience! Reviewed on: 17th June 2024

Paypal pay in 3 instalment helps my finances

Paypal pay in 3 instalment helps my finances Reviewed on: 17th June 2024

PayPal deals are very good but customer service not...

PayPal deals are very good but customer service not great. I'm still finding hard to pay in early my PayPal Credit, however for some reason not going through any of my debit cards and tranzactions rejected by PayPal. Had issues setting up direct debit too. As result, is charging me late fee payments after many transactions rejected, at least 5 every month. Reviewed on: 17th June 2024

Always easy to use and straightforward process

Always easy to use and straightforward process Reviewed on: 17th June 2024

Happy user

Easy to use gives you more time to pay Reviewed on: 17th June 2024

Very easy and quick way to spread payments over thre...

Very easy and quick way to spread payments over three months. Reviewed on: 17th June 2024

5 star service always

Always excellent service. Can’t praise them highly enough. Reviewed on: 17th June 2024

Pay in 3 works for me

I use PayPal a lot, for most online purchases. I like using pay in 3 for larger items, as it spreads the cost without any of the stress of managing a credit card. I've never been comfortable taking out lines of credit, I prefer things straightforward. So pay in 3 is a nice compromise, plus it's good for my credit score. Reviewed on: 17th June 2024

Helpful pay in 3

Use this slot. Really helpful when paying for bigger purchases Reviewed on: 17th June 2024

Easy to use and always works.

Easy to use and always works. never any problems Reviewed on: 17th June 2024

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