Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80536 reviews)

View other PayPal products

4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80536)

I love PayPal in general, but recently I was removed...

I love PayPal in general, but recently I was removed from pay in 3 and no reason explained. I am with PayPal for about 20 years, always pay on time, no issues Reviewed on: 27th June 2025

Helped my finances alot

Helped me buy things I would normally have to wait a long time for and emergency buys Reviewed on: 27th June 2025

I always use this site for safety reasons, to where...

I always use this site for safety reasons, to where I am shopping elsewhere. Good customer service and a very easy way to buy stuff. Reviewed on: 27th June 2025

Do not miss anything!

When you have no enough money to buy your favourite but item is discounted, this can be really helpful. Reviewed on: 27th June 2025

I have been using PayPal now for many years and I ha...

I have been using PayPal now for many years and I have never found any fault weather it's pay in three or pay pal credit or PayPal payments all good can't deny it is the best and safest on line Reviewed on: 27th June 2025

Great for larger items

I have used PayPal for lots of larger item and never had a problem with pay in 3 Reviewed on: 27th June 2025

Safe and secure

I prefer to use PayPal as it's a safer form of payment and money management. More inclined to purchase from the website if paypal is an option rather than using any form of payment. Safe and secure and pay in 3 is fantastic. Interest free payments are amazing. Excellent company Reviewed on: 27th June 2025

A great, flexible finance service.

A great, flexible finance service. Reviewed on: 27th June 2025

I have used this couple of timest ...

I have used this couple of times and it’s been very helpful easy for me Reviewed on: 27th June 2025

Pay in 3 itself a good concept.

Pay in 3 itself a good concept. It would work for most normal cases but if you bought a new build property or changed address for some reason PayPal payment in 3 section alone will have problem.. technical problem for their team but almost 2 years and they have not fixed it. It will default to your old address and wont allow to edit on application. Then it will throw error saying not able to match address. Other wise good. Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149822 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub