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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93133 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93169)

Have always had good experiences with Paypal!

Have always had good experiences with Paypal - Pay in 3 is great for spreading the cost and when I have done returns, it is always processed quickly. I have used the chat bot before to ask questions and got through to a real person quickly and had my questions answered and dealt with promptly! Also very helpful living in different countries, can add different cards and use the one I want for each transaction. Reviewed on: 9th April 2026

PayPal Credit the intelligent way to spend!

I will always use PayPal Pay in 3, or PayPal Credit when available it's the intelligent way to spend money. Its a secure way for bigger spends! Reviewed on: 9th April 2026

Great, easy option

I think pay in 3 is a great option. It's interest free and easy to manage payment system. Reviewed on: 9th April 2026

Shop the safe way with PayPal.

I feel totally safe shopping with PayPal. Reviewed on: 9th April 2026

Amazing, easy, stress free!

Amazing, easy, stress free! Offering, and delivering more than expected. Reviewed on: 9th April 2026

Simply perfect I absolutely love pay pal

Simply perfect I absolutely love pay pal Reviewed on: 9th April 2026

Very Helpful in spreading cost of purchase, simple t...

Very Helpful in spreading cost of purchase, simple to setup and useful reminders of upcoming payments. Good option to use Reviewed on: 9th April 2026

Split payments

Paypal Pay in 3 Is a great way to split the cost of a big purchase into smaller manageable payments and helped me to manage the price of necessary items. being able to pay over time on most purchases is a great feature as well as the ability to pay back sooner. Reviewed on: 9th April 2026

Great service and simple to follow payment system

Great service and simple to follow payment system Reviewed on: 9th April 2026

Speedy response and problem solving.

Never any delay in granting payments and very helpful with 2 or 3 scam suppliers over the past year or two. Reviewed on: 9th April 2026

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