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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92844 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92859)

Paypal is my favourite !

Paypal is my favourite payment method, it is easy to use, fast and secure Reviewed on: 9th April 2026

Reliable

Reliable, straightforward transactions on the app Reviewed on: 9th April 2026

Paypal offered a pay in 3 option which helped me bud...

Paypal offered a pay in 3 option which helped me budget for the purchase much easier. They also keep me well informed of the amount and when it is to be paid. They also offer help when a return is necessary if needed. Reviewed on: 9th April 2026

Easy to use - love the interest free options

Easy to use - love the interest free options to help buying larger purchases. Reviewed on: 9th April 2026

Paypal helped resolve dispute with a rougue trader q...

Paypal helped resolve dispute with a rougue trader quickly. 0% credit to pay in four is also very helpful. Reviewed on: 9th April 2026

So easy and secure

I love that PayPal is so easy and secure. The reminders of upcoming payments etc give plenty of time. PayPal customer service cant do enough for their clients - from personal experience. The presence of PayPal as a payment options online in a huge benefit too. Reviewed on: 9th April 2026

I've used it for years...

I've used it for years, always reliable and easy to use. Many places accept it so all I need to do is confirm a payment in the app and done. Transfering money to non business people is a breeze, just enter an email address and it'll find their account straight away. Reviewed on: 9th April 2026

Great experience with PayPal Credit

Great experience with PayPal Credit so far! It’s really useful for unexpected expenses or bigger purchases when you don’t want to pay everything upfront. The approval was fast, and I like how transparent everything is — you can clearly see your balance, minimum payments, and due dates. Payments are easy to manage through the app, which makes life a lot simpler. If you stay on top of payments, it’s a really handy financial tool. Definitely recommend for anyone who already uses PayPal regularly. Reviewed on: 9th April 2026

Easy to use web site and simple to navigate round it...

Easy to use web site and simple to navigate round it making it user friendly and efficient even for an old dinosaur like me Reviewed on: 9th April 2026

PayPal provides security

I like paying for goods using PayPal because I feel protected. I also use it to sendi money to my son in Germany and he gets the money instantly. Reviewed on: 9th April 2026

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