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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94360 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94399)

I’ve only ever once had a problem and that was my ba...

I’ve only ever once had a problem and that was my banks fault but PayPal helped solve that. Easy to process payments and so helpful to have pay in 3 to spread the costs especially as I only have a debit card. All round 10/10 Reviewed on: 17th April 2026

Using PayPal years highly recommend

Using PayPal years highly recommend Reviewed on: 17th April 2026

I've used it many times, so easy to use, love Pay in 3,

I've used it many times, so easy to use Pay in 3, makes it easier to budget and to pay for things that are urgent and can't wait. Reviewed on: 17th April 2026

Easy to get all you love

Very useful and handy to get everything to love in just a few easy steps Reviewed on: 17th April 2026

Quick and easy once of the best I’ve used

Quick and easy once of the best I’ve used Reviewed on: 17th April 2026

Pay in 3 is so beneficial to us.

Pay in 3 is so beneficial to us. Sometimes we can't afford to buy something outright, like a bed for instance and pay in 3 allows us to do that. Its also not over a long period so I dont have to worry if something happens financially. Also I dont have to worry about remembering to pay because it comes out automatically. Reviewed on: 17th April 2026

Fantastic.

Fantastic. When a problem appears they are great at resolving Reviewed on: 17th April 2026

Pay in 3 is handy for occasional purchases and seems...

Pay in 3 is handy for occasional purchases and seems to offer longer periods than most other everyday lending sites. However, the fact mortgage lenders view these services as negatively and PayPal fail to report positive behaviour to credit reference agencies means it’s a service for those who need it but not necessarily good for your credit health even if it doesn’t come with a credit check. Reviewed on: 17th April 2026

Love using PayPal.

Love using PayPal. Now with debit card is even easier. Reviewed on: 17th April 2026

I've been using PayPal for many years now, so conven...

I've been using PayPal for many years now, so convenient, especially pay in 3. Would recommend to all. Reviewed on: 17th April 2026

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