Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97194 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97196)

Really enjoying using the PayPal plus debit card and...

Really enjoying using the PayPal plus debit card and the rewards that come with it Reviewed on: 20th April 2026

A great safety net for modern online purchasing

I use it for many of my larger purchases to help me feel more supported in my finances. Specifically if I am buying from non retailers Reviewed on: 20th April 2026

Great ways to pay limiting interest on borrowing gre...

Great ways to pay limiting interest on borrowing great customer support re issues with retailers swift method of refunding when transactions go wrong or genera refund safe way to spend and receive looking after security when spending online also nifty tracking of goods Reviewed on: 20th April 2026

PayPal the perfect payment solution

PayPal offers flexible payment options but also the links to accounts on other websites make purchasing processes so much easier Reviewed on: 20th April 2026

.truth and nuthing but the truth

paypal have made it so easy to use i would not be with out it it:'s so to clike on to paypal and know you are covered Reviewed on: 20th April 2026

Very handy and makes paying for something with 3 int...

Very handy and makes paying for something with 3 interest free instalments very easy Reviewed on: 20th April 2026

They have helped me with payments.

They have helped me with payments. With fraudulent websites. The app is so easy to use and I can trust them 100% would recommend. I am not very confident with emails or communicating with messages. Any inquiries I make they help me with. Reviewed on: 20th April 2026

Very easy to use and very helpful when i had some is...

Very easy to use and very helpful when i had some issues Reviewed on: 20th April 2026

Easy & straight forward & my good to method of payment

Always straight forward for using as a payment method with limited interaction. Good for paying people directly or people paying me. Instant bank transfer with no limits & no fees. Great for pay in 3 too. Reviewed on: 20th April 2026

I have been using the app for 2 years for credit pay...

I have been using the app for 2 years for credit payments up to 1000 pounds and I am very satisfied. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175345 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub