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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80536 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80536)

Help with larger purchases

This allows me to help manage my finances - especially with larger purchases Reviewed on: 16th June 2024

I use this service regularly and it helps in the cur...

I use this service regularly and it helps in the current economy Reviewed on: 16th June 2024

Awesome service.

Awesome service. Safe and efficient Reviewed on: 16th June 2024

Can be useful for emergencies!

Overall good it tided me over when I needed some extra help! Reviewed on: 16th June 2024

Quick service , easy to use, good app

Quick service , easy to use, good app Reviewed on: 16th June 2024

From a regular custome

As a regular user of PayPal, I recently decided to try out their Pay in 3 service, and overall, my experience has been quite positive. The biggest advantage for me was the interest-free payments. Splitting my purchase into three installments without any extra cost was a significant benefit. Reviewed on: 16th June 2024

Pay in 3 not available as much as it could regularly...

Pay in 3 not available as much as it could regularly shows not available. Reviewed on: 16th June 2024

Never had any problems,first class service.

Never had any problems,first class service. Reviewed on: 16th June 2024

Always helpful.

Always helpful. It is very convenient to use. Reviewed on: 16th June 2024

Great when money is tight, and easy to use.

Great when money is tight, and easy to use. Reviewed on: 16th June 2024

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