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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80498 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80498)

Paypal has always handled any of my issues quickly a...

Paypal has always handled any of my issues quickly and efficiently. I fell behind with some payments after a split with my ex which effected my credit score. I am unable to access clear pay or Klarna but PayPal has not penalised me which I find fantastic. Reviewed on: 16th June 2024

Easy to apply and hassle free.

Easy to apply and hassle free. Customer service is always polite and helpful. Reviewed on: 16th June 2024

Easy straightforward and secure way to pay in 3

Easy straightforward way to make purchases over a longer period. Can make payments early too if you wish. Reminders are very helpful too of payments due. Reviewed on: 16th June 2024

Im always using paypal.

Im always using paypal. It is save and I never had any problem. Reviewed on: 16th June 2024

Always the smartest way to borrow.

Always the smartest way to borrow. As a single mum Christmas and birthdays can be tough financially but pay pal helps me to get the gifts my kids deserve! Reviewed on: 16th June 2024

Smooth and convenient, never had a problem

Smooth and convenient, never had a problem Reviewed on: 16th June 2024

Great way to pay for larger purchases without stretc...

Great way to pay for larger purchases without stretching your funds too much. The service provided is very convenient and reliable. Never had any issues at all and I'm using it very frequently. Everything can be managed with PayPal app, which is very well design and simple to use. Reviewed on: 16th June 2024

I have used PayPal for years and it is a great way t...

I have used PayPal for years and it is a great way to transfer money, I also have used PayPal credit for bigger purchases such as holidays/furniture and the 4 month no interest is great for those purchases, it really makes the hit of a big purchase feel a lot easier. Paying the credit off is simple and the app is very easy to navigate, I have never had any issues whatsoever. Reviewed on: 16th June 2024

I use and recommend pay in 3...

I regularly use pay in 3 as it helps to spread the cost of larger purchases without extra expense. I have already recommended it to members of my family and to friends Reviewed on: 16th June 2024

Pay in three

Never had a problem with anything Reviewed on: 16th June 2024

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