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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80468)

I particularly like the pay in three

5
I particularly like the pay in three as it enables you to spread the cost of your purchases interest free. Reviewed on: 16th June 2024

Amazing , thanks for opportunity

5
Amazing , thanks for opportunity Reviewed on: 16th June 2024

Pay in Three is a brilliant way to buy things

5
Pay in Three is a brilliant way to buy things Reviewed on: 16th June 2024

Pay in 3 - my go to.

5
Been using PayPal for a long time with zero issues. So when pay in 3 came along it was a no brainer. It’s so straightforward and really reliable. I always know where I am with it. Reviewed on: 16th June 2024

It has enabled me to buy items cheaper with being ab...

5
It has enabled me to buy items cheaper with being able to spread payment’s in 3payments. This has meant that I have been able to get a new kitchen at the fraction of the price. Reviewed on: 16th June 2024

Spreading payments over 3 months helped me get out o...

5
Spreading payments over 3 months helped me get out of a bind paying for an unexpected item. I would not have been able to purchase it if PayPal didn't offer this facility. It was a lifeline for me. Reviewed on: 16th June 2024

Very helpful and value for money

5
Very helpful and value for money Reviewed on: 16th June 2024

It's good, but could be much better

4
The app making everything easy yet it ciuld be easier, hope if there a way to use PayPal to pay in stores not only online,and to have better view in details about out spending. Reviewed on: 16th June 2024

I have used pay pal 3 everytime i really wanted to b...

5
I have used pay pal 3 everytime i really wanted to buy something and i didnt have enough money on my bank , really good Reviewed on: 16th June 2024

Paypal pay in 3

5
Great product, amazing service. So easy to setup and reuse. Reviewed on: 16th June 2024

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