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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80421 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80421)

Easy process and safe to use with good security and...

Easy process and safe to use with good security and help when needed Reviewed on: 16th June 2024

Excellent idea

I use PayPal-Pay in 3 for the more expensive products as it makes it more affordable. Reviewed on: 16th June 2024

Excellent - clear and positive - I feel supported by...

Excellent - clear and positive - I feel supported by them to make sensible purchases that fit my budget Reviewed on: 16th June 2024

Payment services

Payments on line are more saver and processed quickly, the provision of the payment in 3 really helps in spreading out the cost of investing in costly equipment. Reviewed on: 16th June 2024

Spread the cost interest free!

Really easy to use. Great help when it comes to buying presents especially at Christmas helps spread the cost without the worry of one massive bill plus interest free can't go wrong really Reviewed on: 16th June 2024

I have used PayPal quite a few times for pay in 3 an...

I have used PayPal quite a few times for pay in 3 and it’s excellent Reviewed on: 16th June 2024

Convenient

I use pay in 3 all the time. Way better than a credit card as you pay it off in 3 months instead of having the debt lingering for months or years Reviewed on: 16th June 2024

Always there for you

One of the best way to get what i need and gives me no worries because it’s smart and fast and very informative! Thank you Paypal! Reviewed on: 16th June 2024

Great experience so far.

Great experience so far. Able to pay for transactions easily Reviewed on: 16th June 2024

Brilliant service , great security

Brilliant service , great security Reviewed on: 16th June 2024

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