Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,867 reviews, last reviewed 5th Jul 2026
5420900% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026
Cari GriffGrav's avatar
Cari GriffGrav

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026
Blackpool's avatar
Blackpool

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79883)

Very functional app!

5
Very functional app to pay people from all over the world. Also feel like there is support from PayPal if anything goes wrong such as a product isn’t delivered or things like that. Fantastic that PayPal is supported by sellers and buyers all over the internet. Reviewed on: 15th June 2024

Pay in 3 is fantastic - enables the cost f goods to...

5
Pay in 3 is fantastic - enables the cost f goods to be spread allowing time to save Reviewed on: 15th June 2024

A good option to have

5
It is a big help having the option to pay in 3, spreading the cost means I can afford to buy something even when I'm a bit low on funds during the month. Reviewed on: 15th June 2024

Simple straight forward, hassle free.

5
Simple straight forward, hassle free. Good range of payment options Reviewed on: 15th June 2024

Safe, easy and quick to use.

4
Safe, easy and quick to use. Gives me confidence when buying goods abroad. Also great for sending cash to friends. Use it for receiving money too. All in all a great product that meets all my needs when buying online. Reviewed on: 15th June 2024

Really useful service

5
It’s so easy to use and a safe way to spread my payments as I know the money will be taken automatically so I don’t need to worry about it. Reviewed on: 15th June 2024

Fantastic easy payments using Pay in 3.

5
Fantastic easy payments using Pay in 3. Easy to see if you will be approved ahead of time. And it’s easy to track when your payments are due and how much is left to pay off. The service is really good as well, quick decisions without having to fill out lots of information. Reviewed on: 15th June 2024

Pay in 3 really helps you budget your finances, espe...

5
Pay in 3 really helps you budget your finances, especially when an emergency crop up like the washing machine needs replacing. Reviewed on: 15th June 2024

Used at least once a month - even when receiving a r...

5
Used at least once a month - even when receiving a refund it is quick and organised Reviewed on: 15th June 2024

Flexible payment

5
Using Pay in 3 is interest-free and does not charge additional fees if payments are made on time. It provides a flexible payment option, allowing me to manage my budget more effectively by spreading out payments. Reviewed on: 15th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 149080 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products