Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79369 reviews)

View other PayPal products

4.76

Based on 79,366 reviews, last reviewed 3rd Jul 2026

5373000% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79370)

Quick and easy, great that it’s interest free and pa...

Quick and easy, great that it’s interest free and payments spaced out well Reviewed on: 14th June 2024

This always brings peace of mind when I can’t quite...

This always brings peace of mind when I can’t quite afford to pay for something there and then.. so efficient and brilliant standards Reviewed on: 14th June 2024

Simple and safe

PayPal were very helpful about getting my money back when an online store went bust and it looked like I wasn’t going to get the delivery. it makes xx buying online simple and safe Reviewed on: 14th June 2024

Useful option when funds are low to spread the cost.

Useful option when funds are low to spread the cost. Reviewed on: 14th June 2024

Peace of mind

It has helped me manage purchases with the monthly payments really helpful when you need something unexpectedly & peace of mind budgeting your finances. Reviewed on: 14th June 2024

I love it

I have used pay in 3 several times and highly rate it, allowing me to spread the cost of larger payments to not be as impactful in any one month Reviewed on: 14th June 2024

Nothing wrong with PayPal!

Nothing wrong with PayPal! Even helped me when my Nintendo account got hacked. Helped me get the money back from it too. Reviewed on: 14th June 2024

Recommended to every.

Recommended to every. Never had any issues with ether sending money to a friend or paying for goods. Reviewed on: 14th June 2024

Everything has been smooth so far no issues seems st...

Everything has been smooth so far no issues seems straightforward to use Reviewed on: 14th June 2024

Why pay in full when you can Pay in 3

Great option to have when looking to buy more expensive items that you'd otherwise couldn't put into your monthly budget. I have used it countless times for furniture, electronics, pc upgrades etc, items that I couldn't afford without a spread the cost offer. Sure you can try to save the money and then buy whatever you're set on, but as we all know, something comes up all the time. Whenever I find a deal on a item that I need or want, pay in 3 allows me to buy it instantly, which is great. Really like having this option and I will continue to use it whenever possible. Thank you PayPal. Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148277 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub