Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79343 reviews)

View other PayPal products

4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79343)

Easy to set up and manage

Easy to set up and manage allowing you to spread costs for online payments. Reviewed on: 14th June 2024

Great experience!

Great experience! I have been using PayPal for years. It's easy for using and managing it. Reviewed on: 14th June 2024

Pay in 3

Haven't really needed customer service so can't judge.Pay in 3 is great though. Reviewed on: 14th June 2024

It was great to be able to spread my purchase over 3...

It was great to be able to spread my purchase over 3 months Reviewed on: 14th June 2024

What's not to like !

So easy to use, there is no issues and it's there when you need it. The ease of paying back, regular notifications of collections are coming. Highly recommended. Reviewed on: 14th June 2024

With pay in 3, am able to spread the payments with t...

With pay in 3, am able to spread the payments with the option to pay anytime, allowing me to manage my purchases better when funds are low. When I’ve had difficulties with a purchase, PayPal have provided phone call assistance, and specific information allowing any issues to be resolved and in a very precise, concise, and nonjudgmental way. Always pleasant. Reviewed on: 14th June 2024

Reliable, trustworthy, Supportive

So many options, so reliable, very transparent, supportive and helpful service and communications. Helps me personally and professionally and put other payment providers in their place with quality if offering Reviewed on: 14th June 2024

It is a convenient way to help spread the cost of a...

It is a convenient way to help spread the cost of a purchase over £30. The payments are interest-free. There is a payment plan so you can keep track of the amounts and when they are due to be paid. Reviewed on: 14th June 2024

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 14th June 2024

No problems.

No problems. Quick and easy to use Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148238 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub