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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79239 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79240)

PayPal pay in 3

Easy to use and apply for. Would use again if required. Reviewed on: 13th June 2024

I have used PayPal for quite some time, overall it m...

I have used PayPal for quite some time, overall it makes my purchases feel protected. Being able to pay in 3 with 0% interest has been very useful to me and helps me manage my finances on the PayPal app. Clear terms and conditions with fantastic customer service, paying a seller that was a fake company was no issue when PayPal handled my dispute. I 100% recommend PayPal and I am fortunate to be a customer. Many thanks. Reviewed on: 13th June 2024

Helps to afford what is not affordable

I've been able to buy gifts for my family which I couldn't afford in one purchase. During this cost of living crisis PayPal Pay in 3 is a great help and appreciated Reviewed on: 13th June 2024

I have had positive experience with PayPal pay in 3

I have had positive experience with PayPal pay in 3 Reviewed on: 13th June 2024

Excellent, allows me to pay for things at a price I...

Excellent, allows me to pay for things at a price I see as suitable for myself. Reviewed on: 13th June 2024

If before I only had to buy one thing, now with zpay...

If before I only had to buy one thing, now with zpay in 3, I can enjoy the things I want faster. Reviewed on: 13th June 2024

Great online chat

The online chat is a great service and always answers my questions and reassures me. Reviewed on: 13th June 2024

PayPal has given me confidence

PayPal has not only given me confidence to use their service when purchasing goods but to support me if things go wrong. I happily use my PayPal on a regular basis. As a pensioner I feel safe using PayPal for daily / weekly transactions. Reviewed on: 13th June 2024

Great option if you're unable to pay the full amount...

Great option if you're unable to pay the full amount in one go Reviewed on: 13th June 2024

10 out of 10

I use pay in 3 religiously, such a fantastic affordable way of purchasing products Reviewed on: 13th June 2024

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