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PayPal: Pay in 3 reviews

4.76
Based on 79,202 reviews, last reviewed 3rd Jul 2026
5358200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026
Em Gee's avatar
Em Gee

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79222)

reliable.

5
reliable. pay in 3 is my first choice as it is reliable and i can use it for flights and my money is always protected. Reviewed on: 13th June 2024

Great way to spread costs for high purchase items in...

5
Great way to spread costs for high purchase items in a shorter period Reviewed on: 13th June 2024

Helpful when needed

4
The option for pay in 3 is pretty simple and easy and allows me some space with my budgeting since it’s already sorted into a set amount and always goes out on the same day you first pay for whatever or how many items :) Reviewed on: 13th June 2024

Very good service, spreading the cost over 3 months.

5
Very good service, spreading the cost over 3 months. Reviewed on: 13th June 2024

Used it loads of times for all sorts of purchases.

5
Used it loads of times for all sorts of purchases. It's quick, easy and very hassle free, could not ask for better of a service. It really gives pace of mind when I have larger financial burdens to know that I can set this up with no issues. Reviewed on: 13th June 2024

Amazing service great for times when you feel it is...

5
Amazing service great for times when you feel it is a better decision to stretch out the payments and there’s no interest! Amazing stuff highly recommended check it out everyone. Reviewed on: 13th June 2024

So simple and trusting to use, very convenient.

5
So simple and trusting to use, very convenient. Reviewed on: 13th June 2024

Happy customer

4
PayPal is solid and usually hassle free. Reviewed on: 13th June 2024

Easy and worry free

5
Great to be able to split payment into 3 with no interest Reviewed on: 13th June 2024

Easy facility to use.

5
Easy facility to use. Keeps me uptodate on email when my payment is due and when I have paid. I would higghly recommend. Reviewed on: 13th June 2024

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