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PayPal: Pay in 3 reviews

4.76
Based on 79,072 reviews, last reviewed 2nd Jul 2026
5345900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026
Victoria b's avatar
Victoria b

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79093)

Love pay in 3 never had an issue with anything.

5
Love pay in 3 never had an issue with anything. Reviewed on: 13th June 2024

£6000 spent and happy to use it for more

5
So far, I've used pay in 3,for about 6 purchases of around £1000, the apps clarity and the ease of paying whenever I want really helps me spread the cost but at my own pace. Reviewed on: 13th June 2024

Managed to cancel a pay in 3 as the supplier did not...

5
Managed to cancel a pay in 3 as the supplier did not close out my order due to internal website error after PayPal placed a pending deduction on my account. So PayPal on the ball and I did not have to reclaim… Great service and proactive Reviewed on: 13th June 2024

Simple process for payment management

5
It’s helpful getting reminders and updates Reviewed on: 13th June 2024

Pay in 3 helps to buy larger purchases without havin...

5
Pay in 3 helps to buy larger purchases without having to pay interest. I like the options to use my bank account or debit card for payment. There is also no charge for missed payments which is a bonus. Pay in 3 is easy to set up and I have had no problems using this facility. I would definitely recommend using pay in 3 and I will continue to use it in the future. Reviewed on: 13th June 2024

Wonderful service.

5
Wonderful service. I would highly recommend. Reviewed on: 13th June 2024

Bey simple just press buttons and apply, approval in...

5
Bey simple just press buttons and apply, approval in seconds and payments taken on correct time Reviewed on: 13th June 2024

Amazing to use and work with, very simple and easy t...

5
Amazing to use and work with, very simple and easy to understand Reviewed on: 13th June 2024

Pay in 3 has been a godsend for me.

5
Pay in 3 has been a godsend for me. Breaks down the payment for me. Awesome Reviewed on: 13th June 2024

PayPal pay in 3 opinion

5
I've never had any issues is Ng the PayPal pay in 3, this also includes setting up a direct debit so it all comes out on time. Reviewed on: 13th June 2024

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