Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,072 reviews, last reviewed 2nd Jul 2026
5345900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026
Victoria b's avatar
Victoria b

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79074)

really helpful when helping any disputes.

5
really helpful when helping any disputes. really caring for customer service and works fast. dispute resolution is always a breeze and can be done without shame. gives many payment options to help feel like you have all control possible. Reviewed on: 13th June 2024

PayPal:Pay in 3 - great budgeting tool

5
I use PayPal:Pay in 3 on a monthly and sometimes even weekly basis. It helps me organise my finances and keep my spending in track easier. Offers more freedom and a bit more space shortening the time we have to wait in order to make some purchases. I adore and most of my friends are using now often too. In today’s times this ia a great way to make purchases and still have some money left at the end of the month. The best part- there is no interest! Reviewed on: 13th June 2024

The Pay in 3 is a lifesaver in these hard times

5
I use PayPal regularly to receive monies and purchase things. The pay in 3 option is a lifesaver in these hard times Reviewed on: 13th June 2024

Pay in 3 - Quick & Easy

5
It’s quick and easy to use and you don’t have to worry about any late fees or being due payments, as it happens automatically. Reviewed on: 13th June 2024

Refunds were swift.

5
Refunds were swift. Got my money back quickly Reviewed on: 13th June 2024

Easy to use application

5
Easy to use application, most places accept it. Fallback cards etc very helpful where payments fail. Pay in 3 also very useful to spread costs for more expensive purchases without proper credit charges or worries. Reviewed on: 13th June 2024

Great service all round.

5
Great service all round. Even the online chat function is quick and easy to use Reviewed on: 13th June 2024

PayPal makes all my purchases easier!

5
PayPal makes all my purchases easier with the added reliance of great customer service. The Pay in 3 tool is a blessing as I can purchase products that I wouldn't thought I could ever get. Reviewed on: 13th June 2024

Good quick service.

5
Good quick service. Available and compatible with most good sellers and has lots of options. Reviewed on: 13th June 2024

i have done few times always perfect they did

5
i have done few times always perfect they did Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 147850 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products