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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78896 reviews)

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4.76

Based on 78,864 reviews, last reviewed 2nd Jul 2026

5325900% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I have been a customer with for a few years now. I have been a customer with pay pal for a few years now. Never had any issues with them.. customer service are very helpful. I pay a lot of my orders ... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Won’t let me use PayPal in 3 . Won’t let me use PayPal in 3 . But will let me use PayPal credit Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78896)

Easy to set up love it!

Easy to set up love it! I use to set the 3 equal PayPal option all the time when I did a bigger shopping! It is very convenient and no interest! Reviewed on: 13th June 2024

Clear communication and helpful

I've found PayPal to be informative and clear when it comes to explaining the dangers of credit which is better than the competitors when taking out a line of credit who instead hide behind a facade. PayPal have been swift in the past when settling disputes, being communicative and helping to provide the steps necessary to secure your account. Reviewed on: 13th June 2024

Handy to spread the cost over three months, without...

Handy to spread the cost over three months, without paying interest. Reviewed on: 13th June 2024

Very helpful and reliable service compared with othe...

Very helpful and reliable service compared with other providers. Reviewed on: 13th June 2024

Use pay in 3 all the time!

Use pay in 3 all the time! Very easy and convenient, I would never leave Paypal for this! Reviewed on: 13th June 2024

Wish I can use this option with more companies

Smooth transition wish more companies would allow this Reviewed on: 13th June 2024

PayPal allows you to buy goods flexibly

PayPal allows you to buy goods flexibly Reviewed on: 13th June 2024

Able to afford better safe bike gear.

I've been able to afford better safety things I need months before I could have saved for them and as such after an accident I was so much better protected than I otherwise would have been, I'm convinced in my old gear I'd have been more injured. Reviewed on: 13th June 2024

Helps cover the cost of flying!

I’ve used PayPal split in three to help cover flight costs for flying back home, it’s been a great way to spread the cost out! Reviewed on: 13th June 2024

I have always have a positive experience using my Pa...

I have always have a positive experience using my PayPal account for transaction, either in sending or receiving funds. And the fact that they have introduced the pay in 3 parts has made living easy for a lot people. Reviewed on: 13th June 2024

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