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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78271 reviews)

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4.76

Based on 78,040 reviews, last reviewed 30th Jun 2026

5248400% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

handy & safer to use It’s so handy & safer to check out with PayPal .Also it saves time entering card details etc .So readily accepted too. Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78272)

PayPal - Quick, Cheap & Easy!

I use PayPal regularly to send payments to friends or family as a convenient way of sending money unlike banks needing only scan of a QR or enter their email or mobile number. PayPal allows for credit allowance and you also get an option to pay in 3, to have this on top is a bonus because you can then get presents or items online before you may be able to pay in full for them you can stretch it across a couple more months and get the item first still. PayPal is great once you have it signed and installed on most mobile devices, when paying with most merchants there is a pay with PayPal button which will redirect you to the app to pay and you can get things done much quicker Reviewed on: 12th June 2024

Easy to setup, no hassle once it has been used for t...

Easy to setup, no hassle once it has been used for the first time. Reviewed on: 12th June 2024

-great and east

-great and easy to use, gives you more options and quick payment method Reviewed on: 12th June 2024

I really like the pay in 3 option on pay pal it's ve...

I really like the pay in 3 option on pay pal it's very handy when your finances are abit tight especially with the cost of living I would 100% recommend... Reviewed on: 12th June 2024

Easy to spread payments.

Easy to spread payments. A lot of shops offer this payment option. Reviewed on: 12th June 2024

Great way to spread costs without having to pay any...

Great way to spread costs without having to pay any interest. You can also overpay as and when you want to, sits me fine. Reviewed on: 12th June 2024

A secure easy way to pay for goods

A secure easy way to pay for goods, very good to have the option to pay outright, use Pay in 3 or PayPal credit. Always a good experience. Reviewed on: 12th June 2024

Pay in 3 made my shopping much easier and enabled me...

Pay in 3 made my shopping much easier and enabled me to buy more things without worrying about immediate payment pressure. Reviewed on: 12th June 2024

I use pay in 3 a lot.

I use pay in 3 a lot. It really helped me when I had poor credit rating and found it difficult to get loans, credit etc. The pay in 3 option allowed me to manage my spending appropriately Reviewed on: 12th June 2024

Superb and full of positive vibes.

Superb and full of positive vibes. Reviewed on: 12th June 2024

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