Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77882 reviews)

View other PayPal products

4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77882)

Very convenient way to pay for high purchases

Very convenient way to pay for high purchases Reviewed on: 11th June 2024

Always fast an trustworthy service

Always fast an trustworthy service Reviewed on: 11th June 2024

It meets perfectly my needs due to its short term co...

It meets perfectly my needs due to its short term commitment perfect for small to medium purchases. Reviewed on: 11th June 2024

Good option to spread out larger payments making the...

Good option to spread out larger payments making them more affordable. Reviewed on: 11th June 2024

Just perfect

Just perfect very secure and reliable. Reviewed on: 11th June 2024

Fantastic team very helpful and inspirational

Fantastic team very helpful and inspirational Reviewed on: 11th June 2024

Good backup especially if I’ve not got my bank card...

Good backup especially if I’ve not got my bank card with me to enter the 3 digits Reviewed on: 11th June 2024

The service helped me

The service helped me to buy items that I could not afford otherwise. Reviewed on: 11th June 2024

Great and easy to use simple for users and very easy...

Great and easy to use simple for users and very easy to follow. Reviewed on: 11th June 2024

I love pay in 3 because

I’ve used pay in 3 on many occasions because I love how they update you on when your next payment is coming out, so I can be on time and make sure I have enough in my main bank account for it to come out. It helps me so I don’t have to pay in full on certain occasions but pay over 3 months. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Retail finance
from PayItMonthly 4.79 from 274 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146370 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub