Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77719 reviews)

View other PayPal products

4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77719)

PayPal is easy and has many pays to pay now or split...

PayPal is easy and has many pays to pay now or split payments. Reviewed on: 11th June 2024

Only ever had 1 issue with PayPal where they let a C...

Only ever had 1 issue with PayPal where they let a Chinese scammer take my money. Other than that, no issues. Reviewed on: 11th June 2024

Fab and fast service

I have used this service numerous times and it is fast and efficient. Any refunds required have gone through hassle free and quickly. Reviewed on: 11th June 2024

paypal is very convenient safe use of purchasing goods.

paypal is very convenient safe use of purchasing goods. Reviewed on: 11th June 2024

Help me out a lot paying over 3 months will definite...

Help me out a lot paying over 3 months will definitely use it again Reviewed on: 11th June 2024

I have never had any bad experiences with lay and th...

I have never had any bad experiences with lay and they are very fast to payout Reviewed on: 11th June 2024

Easy to use

Easy to use and understand the process was very straightforward Reviewed on: 11th June 2024

Such a great Flexible option to making payments

Such a great Flexible option to making payments Reviewed on: 11th June 2024

PayPal Pay in 3

It’s seamless, helpful and very very handy, however, the only issue I have is that it now shows on your credit profile which wasn’t so until this year. If you’re applying for credit, best to make sure you clear it down as every pay in 3 application now shows you owe money in your credit profile. Reviewed on: 11th June 2024

Just an ideal service and so easy to completely

Just an ideal service and so easy completely with security recommend it to anyone Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146271 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub