Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77635)

Excellent tool for budgeting and managing the cost o...

5
Excellent tool for budgeting and managing the cost of large items and unexpected expenses. Great that its interest free and three months is a good timeframe for repayment without feeling like you are paying it forever. Reviewed on: 11th June 2024

Great product , good for splitting payments

5
Great product , good for splitting payments Reviewed on: 11th June 2024

PayPal: Pay in 3 - Quick, easy & simple

5
I find PayPal pay in 3 very easy to use & manage via the app. I like that it doesn’t cost you to pay it back early or to just use in general Reviewed on: 11th June 2024

Helps split payments into smaller bites making it ea...

5
Helps split payments into smaller bites making it easier to purchase items you want, it’s also a peace of mind knowing how secure pay pal is Reviewed on: 11th June 2024

Hassle free!

5
I have used it a couple of times. So easy to set up. You get reminders when next payment is being taken. Absolutely no hassle. Reviewed on: 11th June 2024

Great way to spread your cost Easy to navigate fast...

5
Great way to spread your cost Easy to navigate fast process Reviewed on: 11th June 2024

I have a good experience with Pay in 3

5
I have a good experience with Pay in 3 Reviewed on: 11th June 2024

Easy to purchase.

5
Easy to purchase. Very flexible and I would highly recommend everyone to start using Paypal for all their purchases. Reviewed on: 11th June 2024

Just easy to use and never disappoints

5
Just easy to use and never disappoints Reviewed on: 11th June 2024

Efficient, clear and easy!

5
I like the ease of PayPal pay and 3 and the efficiency of the experience. I balance my payments out evenly and don’t have to worry about making payment myself as it comes out automatically. The communication between PayPal and myself is clear so I understand when payments are coming out. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 146191 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products