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PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77222)

Makes me able to afford things.

5
Makes me able to afford things. Able to afford a take away for a treat. And never forget toke payment like I do with the credit Reviewed on: 10th June 2024

Highly Recommended

5
I’ve been using this for a while and it’s amazing for larger purchases, interest free and there are plenty of online stores which accept it. Customer Service is also superb. Reviewed on: 10th June 2024

Handy Dandy Service

5
I always use pay in 3, I find it so handy, whether it's buying or refunding I never have an issue. great service. Reviewed on: 10th June 2024

A very hand and reliable service, which saves you ha...

5
A very hand and reliable service, which saves you having to pay out in one lump sum. Reviewed on: 10th June 2024

Fantastic experience and fast!

5
Fantastic experience and fast! No issues, no waiting times, no hassle. Reviewed on: 10th June 2024

It easier all rounf for me to buy things

5
It easier all rounf for me to buy things Reviewed on: 10th June 2024

Excellent service.

5
Excellent service. Specially sending money Reviewed on: 10th June 2024

Gives extra time to pay.

5
Gives extra time to pay. No rush to pay anything. Reviewed on: 10th June 2024

A brilliant, quick option to spread the cost

5
I've used 3 pay on PayPal no end of times and it's been brilliant. They send you all of the relevant info before doing it plus send you reminders well in advance. Its a great way to spread the cost without incurring extra charges or interest. They also help if your goods don't arrive and will sort a refund Reviewed on: 10th June 2024

It's helps to manage daily life and finances by havi...

5
It's helps to manage daily life and finances by having pay in 3, gives many family like mine great flexibility to manage purchase. Unlike before we had to wait to saved money then purchase. Reviewed on: 10th June 2024

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