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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (75537 reviews)

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4.76

Based on 75,525 reviews, last reviewed 24th Jun 2026

5008300% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Efficient and easy to use as an option. Efficient and easy to use as an option. Reviewed on: 24th June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (75537)

Favourite credit company xx

I absolutely love PayPal, PayPal credit and pay in 3 has bailed me out countless times when I was in financial distress. In return I have recruited all my friends and family that I can to use it. Reviewed on: 7th June 2024

Spread the cost

Gives you time to spread the cost of an expensive item much more easily Reviewed on: 7th June 2024

A godsend.

PayPal: Pay in 3 has given a great financial relief for myself, and others, in short term circumstances. This is as the common, working class, person deserves in such a capitalistic society. To have services such as this not rip from our pockets makes a huge difference and sets a huge example on other banks and corporations. Reviewed on: 7th June 2024

Great service

Love PayPal, practical great service and very useful Reviewed on: 7th June 2024

Very easy to use

Very easy to use, 3 instalment payment plan easy to budget, only drawback couldn't find limit to use until 3 payment not avialible. Reviewed on: 7th June 2024

Easy to use and a really useful service

Pay in three is really useful when there’s something I need and either don’t have quite enough money spare or would rather spread out the cost a little. it’s super easy to use and makes life easier. Reviewed on: 7th June 2024

Very easy to use at checkout.

Very easy to use at checkout. Splitting into 3 payments is far better than signing up to a lower amount+interest for 12 months or more! Reviewed on: 7th June 2024

Pay in 3 is so useful, especially for the larger amo...

Pay in 3 is so useful, especially for the larger amounts. Reviewed on: 7th June 2024

Easy way to pay things by spreading it in 3.

Easy way to pay things by spreading it in 3. Reviewed on: 7th June 2024

My Paypal Review

I've been using PayPal for more than a year, and it has become a fundamental part of how I manage online payments. The convenience it offers is unmatched; linking my bank account and credit cards was a straightforward process, and the interface is intuitive enough for anyone to use. One of the standout features is the security—PayPal's two-factor authentication and fraud detection systems have consistently protected my information, giving me peace of mind with every transaction. The buyer protection policy is another significant benefit. On a few occasions when I've had disputes with sellers, PayPal stepped in effectively, ensuring I got my money back without too much hassle. Paying for goods and services online is incredibly easy, and the one-touch payment option saves me time during checkout. Additionally, the global acceptance of PayPal has been invaluable for international purchases and while traveling. However, there are a few downsides. The fees for certain transactions, especially for international money transfers and currency conversions, can be quite steep. I also find the customer service to be hit or miss; sometimes the response is quick and helpful, but other times, it can be frustratingly slow. Despite these minor issues, the overall reliability and convenience make PayPal my preferred choice for online payments. It’s a tool I trust and rely on, and I recommend it to anyone looking for a secure and efficient way to handle their finances online. Reviewed on: 7th June 2024

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