Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 68,868 reviews, last reviewed 13th Jun 2026
4378500% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like it very safe good service I like it very safe good service Reviewed on: 13th June 2026
Mohammed Iker 's avatar
Mohammed Iker

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (68868)

The Pay in 3 makes my life easier

5
The Pay in 3 makes my life easier Reviewed on: 22nd May 2024

PayPal is easy to spread the costs

5
I've found PayPal very easy to use and useful for easily spreading the cost of my purchases. This is irrespective of the payment options given on storefronts. It is my preferred way to pay as a 2nd layer of protection in a payment chain. Reviewed on: 21st May 2024

PayPal pay in three is so easy.

5
PayPal pay in three is so easy. Interest free. I love it! Reviewed on: 21st May 2024

Was very helpful to be able to split up the payments...

5
Was very helpful to be able to split up the payments over 3 instead of paying it all in one lump! Reviewed on: 21st May 2024

Easy and quick to use.

5
Easy and quick to use. Makes buying things a little easier during these tough times Reviewed on: 21st May 2024

Customer service is not the best.

5
Customer service is not the best. Sometimes they look for buzz words rather than listening to you. Reviewed on: 21st May 2024

We didn’t have to break the bank for a broken bed!

5
We had to unexpectedly replace a broken bed in a hurry. Pay in 3 meant we had a bigger and better range to choose from. Perfect solution when you haven’t budgeted for something Reviewed on: 21st May 2024

Great service and easy to access

5
Great service support and easy to apply and process immediately. Reviewed on: 21st May 2024

Convenient & great for purchases!

5
Really easy app to use. Use all of my payments through PayPal - I use the pay in 3 for nearly every purchase I make and it makes my bill expenditure easier to watch and justify. Reviewed on: 21st May 2024

Very easy and simple to use, I’ve used PayPal multip...

5
Very easy and simple to use, I’ve used PayPal multiple times for a pay in 3 payment and have never had any issues at all Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 137116 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3747 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products