Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (67598 reviews)

View other PayPal products

4.76

Based on 67,598 reviews, last reviewed 11th Jun 2026

4257800% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always a reliable way to pay for my online transacti... Always a reliable way to pay for my online transactions Reviewed on: 11th June 2026

Latest lowest rating:

2

Positive experience good customer service always sol... Positive experience good customer service always solve problems Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (67598)

Very convenient way of paying for larger purchases

Very convenient way of paying for larger purchases Reviewed on: 11th May 2024

Just right.

Just that little bit more flexible and cash flow compatible than buying something outright, but without it dragging on too long. Reviewed on: 11th May 2024

Loads of experience!

Loads of experience! Easy to use and very handy for when you would like to split the payments! Reviewed on: 11th May 2024

Always use pay in 3!

Always use pay in 3! It helps with my monthly budget. Reviewed on: 11th May 2024

Good service but harsh bans

Good service however morning of my 18th birthday I signed up for an account with my main email account and then banned. Called help service about this but they said they aren’t able to revoke this. Now have to use my alternative email but other than that a great service to use. Reviewed on: 11th May 2024

Spreading the cost eases my conscience

Spreading the cost really eases my conscience , and PayPal pay in 3 makes it so easy to do Reviewed on: 11th May 2024

PayPal give options

PayPal give options which are efficient and trustworthy Reviewed on: 11th May 2024

It's always been very clear and easy to sort out and...

It's always been very clear and easy to sort out and put in place so I use it frequently for larger purchases Reviewed on: 11th May 2024

Seamless and very awesome.

Seamless and very awesome. Makes payment less difficult. Reviewed on: 11th May 2024

Pay in 3 is brilliant and very helpful especially if...

Pay in 3 is brilliant and very helpful especially if you haven’t got all the money there and then but need whatever it is your buying urgently Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.23 from 12 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 135755 reviews
Payments
from PayPal 4.73 from 3746 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub