Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (68822 reviews)

View other PayPal products

4.76

Based on 68,822 reviews, last reviewed 12th Jun 2026

4374100% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always used Pay Pal, tried and trusted. Always used Pay Pal, tried and trusted. Life made easier and more efficient with this addition Reviewed on: 12th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (68822)

Perfect !!!

Perfect but if is a few plans for example 12 months, 3 times and 4 months 0% system made mistakes.... Reviewed on: 13th May 2024

PayPal is the safest and easiest app to use

PayPal is so easy to use, I use it for safety online as well. Any issues are delt with promptly. Pay pal 3 has also been a god save in recent months and so easy to use. The variety of places that accept PayPal is outstanding as well Reviewed on: 13th May 2024

Trustworthy

Always use pay in 3 whenever I can, splitting the cost works for me as you never know when you might get something unexpected, like a car bill!!!! Reviewed on: 13th May 2024

very convenient

I love the pay in 3 on PayPal, its the most convenient way of paying I've ever used, I use it all the time, it really comes in handy and there's no interest, I highly recommend it. Reviewed on: 13th May 2024

An all round great app

An all round great app with good custom service, being able to instantly send money is amazing and what's even better is being able to split your payments in 3 with 0% interest, Reviewed on: 13th May 2024

Very easy to use spread payments in 3 really good wa...

Very easy to use spread payments in 3 really good way to pay Reviewed on: 13th May 2024

One of the best finance facilities

I have used PayPal pay in 3 on many occasions as it allows me to take advantage of special offers on products should they become available when I don't have ready funding. PayPal always let me know well in advance when payments are due so I never get late payment charges. Altogether a very good facility. Reviewed on: 13th May 2024

not bad, very helpful but customer service with disp...

not bad, very helpful but customer service with disputes could be better Reviewed on: 13th May 2024

Alll Good, always had a good experience

Alll Good, always had a good experience Reviewed on: 13th May 2024

Great way of spreading the cost

It’s a great way to spread the cost of items without any interest. I found it easy to use and it meant that I could purchase things I needed and with being able to pay over three months it meant I could purchase things I wouldn’t normally be able to afford due to the cost of living crisis. Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.73 from 57 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 137039 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub