Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 69,949 reviews, last reviewed 14th Jun 2026
4479800% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your payin3 is wonderful! Your payin3 is wonderful! No interest and allows me to spread the cost of an item over three monthly payments, for which I am indeed very grateful! ... Read more Reviewed on: 14th June 2026
Vince G's avatar
Vince G

Latest lowest rating:

2

find it hard to use not sure how to activate it a d... find it hard to use not sure how to activate it a d use it Reviewed on: 14th June 2026
W A's avatar
W A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (69949)

I use PayPal for a lot of my online purchases.

5
I use PayPal for a lot of my online purchases. It is quick and easy to use and has features like the pay in 3 that help make large payments less stressful. Reviewed on: 13th May 2024

I have only used this a few times.

4
I have only used this a few times. Prefer to pay in four Reviewed on: 13th May 2024

Flexible

5
Psy in 3 is a handy way to spread the cost . I like it's flexible so I can make the next payment in advance if I decide. Reviewed on: 13th May 2024

I love using PayPal I use it all the time and think...

5
I love using PayPal I use it all the time and think it’s great Reviewed on: 13th May 2024

As easy as 1, 2,, 3

5
Pay in 3 is very simple and convenient Reviewed on: 13th May 2024

Hassle free

5
Excellent for buying things when you can not manage paying at once and it’s hassle free Reviewed on: 13th May 2024

Simple easy to use and accessible world wide o can s...

5
Simple easy to use and accessible world wide o can share money and send gifts to my relatives in Germany in seconds Reviewed on: 13th May 2024

Always helps to spread the cost

5
Always helps to spread the cost so appreciate when this method is suggested and offered. Easy to use, clear instructions, and reminders. No hidden fees or small print Reviewed on: 13th May 2024

Convenient, simple and reliable.

5
Convenient, simple and reliable. Always rate PayPal’s customer service as well. Reviewed on: 13th May 2024

It’s easy and convenient.

5
It’s easy and convenient. It’s especially useful before payday and at times of birthdays a Christmas when funds are stretched. Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 138457 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3748 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products