Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (69671 reviews)

View other PayPal products

4.76

Based on 69,671 reviews, last reviewed 14th Jun 2026

4454000% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Not much to say, is all very simple, quick and easy. Not much to say, is all very simple, quick and easy. Reviewed on: 14th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (69671)

Absolute winner for me

I use pay in 3 all the time, it allows me to Stagger bigger payments and stay within my budgets. Never had any issues, and recommend it to friends/ family regularly. Works really well for me. Always a positive experience. Reviewed on: 12th May 2024

Keep doing what are you doing.

Keep doing what are you doing. Highly recomended Reviewed on: 12th May 2024

Faultless experience, use it for all sorts of things...

Faultless experience, use it for all sorts of things from clothes to holidays. Would recommend to anyone and definitely better and more reliable than competing alternatives. Reviewed on: 12th May 2024

Pay in 3 options has disappeared for me.

Pay in 3 options has disappeared for me. Was good when it was present, not sure what happened to it Reviewed on: 12th May 2024

It’s a great tool for spreading payments, helps me b...

It’s a great tool for spreading payments, helps me budget, nice clear instructions, helps me make purchase I otherwise might struggle to buy in 1 payment. Allows me to to keep a bigger budget for the rest of the month. Allows you to pay it early if you have more left that you might or realized! Reviewed on: 12th May 2024

Great from start to finish

Great from start to finish . Everything so easy and staight forward Reviewed on: 12th May 2024

Wonderful

I really like PayPal it’s so easy to use and the app is not confusing and I would recommend it to my friends and family Reviewed on: 12th May 2024

Easy and fast payments

Makes payments online much easier and safer Reviewed on: 12th May 2024

Better than any credit card

Very easy to use, built in at paypal checkout, good interest rates. Reviewed on: 12th May 2024

Good service

Good to spread costs, PayPal credit even better Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Retail finance
from PayItMonthly 4.78 from 260 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 138021 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub