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PayPal: Pay in 3 reviews

4.76
Based on 71,836 reviews, last reviewed 17th Jun 2026
4657200% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always simple to use Always simple to use, gives you the chance to get things you want immediately without worrying about the cost too much Reviewed on: 17th June 2026
Ian P's avatar
Ian P

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71836)

Never had any issues.

5
Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

5
It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

5
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

3
Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

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